Your Independent broker works for you: Your mortgage consultant understands the needs of clients and the complexities of a mortgage:

Your independent broker represents you: Your mortgage consultant does business with many lenders compared to traditional institutions concerned in selling only their mortgage product.

Your independent broker is completely independent: Your mortgage consultant has access to a wide range of services and products to ensure your mortgage needs are met precisely at the most competitive terms.

Your independent broker understands the market place: Your mortgage consultant will shop the market on your behalf.

Your independent broker maintains a professional standard: To remain in this industry your mortgage consultant must be registered with the Ministry of Finance and complete an education program administered by Seneca College.

Your independent broker is obligated to uphold your confidentiality: Privacy is always assured.

Your independent broker provides piece of mind: You'll have piece of mind knowing that your mortgage consultant is acting on your behalf to find the right mortgage for your needs.
 
 
Mortgage Broker FAQs

I've been a loyal customer for years, wont my bank give me the best rate ??

You would assume that following years of loyal patronage to your bank that when it comes time to negotiate, your loyal bank would respond in favour by offering you the best possible rate available. This is simply not true. How much do they really value your business? Not usually enough to risk their loyal customer shopping the mortgage elsewhere.

Does it make any differance that I have all my banking activities with one Bank?

It is increasingly more common for most individuals to have banking activities spread amongst various banks. Today as more than ever before most of us take advantage of the competition between the banks for our business. It is not unusual to have a visa card here, a personal loan there, and a mortgage elsewhere. Unfortunatley, few of us are rewarded by our banks anymore for maintaining our loyalty.

How can a Mortgage Broker get me the best interest rate?

Mortgage broker's facilitate high volumn business with most of the major banks. The banks save money by allowing brokers to establish new mortgage customers for them. This intelligent approach is a win/win for everyone. Banks downsize resulting in less overhead cost, the broker undustry thrives, and the customer wins by obtaining wholesale interest rates without the hassle.